互联网查询个人信用报告

关于通过互联网查询个人信用报告试点工作的公告

为深入贯彻落实十八大精神，提升征信服务水平，中国人民银行征信中心（以下简称征信中心）积极拓展服务渠道，推动通过互联网（https://ipcrs.pbccrc.org.cn）查询个人信用报告试点工作。

自2013年，征信中心面向江苏、四川、重庆、北京、山东、辽宁、湖南、广西、广东9省（市），开展了通过互联网查询本人信用报告服务试点工作，试点效果良好。现决定自2014年3月29日起，分批次逐步扩大试点范围到全国所有省（市、自治区），试点批次范围将逐步公布。凡持有试点省（市、自治区）身份证的个人，均可上网查询本人信用报告。

为保障个人信息安全，个人通过互联网查询本人信用报告必须进行严格的身份验证。只有通过身份验证的个人才能注册成为查询用户。目前，提供两种身份验证方式：数字证书验证方式和私密性问题验证方式，个人可以选择其中一种方式进行身份验证。在选择私密性问题验证方式时，若个人身份验证没有通过，属于正常情况，个人可以转用数字证书方式进行身份验证，也可以到人民银行分支机构现场查询。

互联网查询旨在为社会公众提供一个非现场查询服务渠道，个人通过互联网就可以查询本人信用报告，对于更好地维护社会公众的知情权，提升社会信用意识具有重要意义。

欢迎试点省（市、自治区）社会公众积极参与，发现问题及时反馈征信中心，推动早日实现面向全国提供互联网查询服务。

客服电话：400-810-8866

反馈邮箱：ccrc_ipcrs@pbc.gov.cn

互联网个人信用信息服务平台服务试点地区一览表

中国人民银行征信中心
2014年5月16日

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